We have hundreds of cars. Loans available from 15 lenders.

Whether you have a history of bad credit or an unforeseen circumstance has negatively impacted your credit rating, we at Island Car Credit give your car loan application (Click here to inquire) the special attention it requires to qualify you for a loan. By placing more emphasis on your current situation and less on your past history, we know how to get you the best car loan interest terms and rate, plus offer you the best selection of cars and trucks on Vancouver Island.

We regularly finance government employees, medical professionals, elderly people, young people and lots different folks who have had their credit damaged. In many cases we have successfully re-financed people out of 29% loans into 9.9% loans by knowing what lenders want to see and working with our customers to re-establish their credit rating.

Call us in Nanaimo or fill in our car loan inquiry form to get started. We work with up to 15 lenders and have hundreds of new and used vehicles to choose from.

All of our happy customers walk away with finance, a quality vehicle and a better understanding of how credit actually works and how it can be improve.

If you’re looking for a car loan in Canada, there’s no better source than Island Car Credit. We provide financial consulting and management that aims to put you in the drivers seat of a quality used car with an appropriate loan to fit your financial needs. Even if you are a client who has had previous circumstances involving bad credit in Canada, Island Car Credit will help you get the car loan you need.

Canada Car Loans Made Easy with Island Car Credit

Located in Nanaimo, we cover all types of used cars. In financing you for your vehicle, we also work with more than 15 lenders to ensure that your past credit history does not undermine your current financial needs. Don’t allow your search for the right car loan in Canada come to a screeching halt because of your past credit history. We at Island Car Credit are here to work with you and get you the proper financing for virtually any used car, and make sure that your past debt or credit issues interfere as little as possible.

Whether you’re a driver from Nanaimo or looking for a Vancouver car loan, we offer a variety of financial options to fit the needs of all customers seeking car loans in Canada. For more information on the best car loan service in the area, be sure to call Island Car Credit today at 1-800-536-0583.

Customer Stories

"Thank you for all that you did to get my husband a car loan and a new vehicle. We have never had someone work so hard for us to secure a car loan at the best possible rate." Krista and Chris, Nanaimo

"We will definitely be coming back to see you when we need a new vehicle. Any car dealership that has you guys working with them is where we will go." N Wingham, Vancouver Island

"I would like to thank Island Car Credit for all of her hard work in getting me the car and car loan I needed." Rick, CFB Esquimalt